Article created by Christian Duncan, Director – Mortgage and Protection Adviser
Last updated 7th January 2024
If you’re looking for a mortgage broker in Astley, Tyldesley or Atherton then hopefully this article will be a great place to start. Having lived in the area my entire life I am familiar with the area its surroundings and work alongside several local estate agents.
What should you look for in your local mortgage broker?
In all honesty there are several things you should look for when choosing any mortgage broker. The first thing should always be their reviews and reputation. Look at the feedback given by their previous clients. Next up. Their personality. You and your mortgage broker are going to be working together for the next couple of months so ensuring you’re are compatible and work well together is the key to stress free property journey.
What If I need a specialist?
If you need a specialist then so be it! The property finance industry is vast and although I like to help everybody I speak to from time to time I have to hold my hands up and refer you to somebody better suited to your circumstances. If this is the case I will always be at the end of the phone to advise, monitor and help you achieve your goals once the referral has been made.
How accessible is your mortgage broker?
Very! When a client decides to work with us, they will be added to a dedicated WhatsApp chat. If you’re buying with somebody else we can setup a group chat. I appreciate that securing a mortgage and buying a home can be very stressful. That’s why I will be on hand to answer your questions and point you in the right direction day or night. We defy the standard shirt-and-tie, 9 till 5 mortgage brokerage model.
How much will it cost?
Our fees vary depending on the complexity of your case. Our typical fee for arranging a mortgage is £495 but this will be discussed and agreed early on in the process for transparency.
The things that will alter the complexity of a case are as follows.
- Bad Credit – CCJ’s, Defaults, IVA’s. Bankrupt
- Construction Type – Steel Frames, Timber Framed, Concrete
- Income – Employed, Zero Hour Worker, CIS, Sold Trader, Limited Company Director